Forget the political headlines and complicated insurance language—ObamaCare, officially known as the Affordable Care Act (ACA), is easier to understand when you focus on how it actually affects your health coverage. The ACA allows individuals and families to shop for ACA Marketplace health insurance through the Health Insurance Marketplace, and eligible households may qualify for premium tax credits that lower their monthly insurance premiums. Some eligible consumers may even have access to $0 monthly premium ACA plans, although deductibles, copays, coinsurance, and other healthcare costs may still apply. For a deeper explanation of how Marketplace coverage works, visit our ACA Health Insurance Made Simple page.
Choosing Affordable Care Act health insurance isn’t just about finding the lowest monthly premium. Compare deductibles, copays, maximum out-of-pocket costs, prescription drug coverage, and provider networks before selecting a plan. Your eligibility, available plans, and potential savings depend on your individual circumstances, which is why understanding your options is so important. Want to see what ACA Marketplace coverage and savings may be available to you? Call Shields & Associates at 402-545-8954 or complete our Free Insurance Quote form for help reviewing your health insurance options.