What is Medicare? Medicare is federal health insurance primarily for people age 65 and older, as well as certain younger people who meet specific eligibility requirements. Original Medicare includes Medicare Part A, which generally helps cover inpatient hospital care, and Medicare Part B, which generally helps cover doctor visits, outpatient care, and other medically necessary services. Medicare does not pay for every healthcare expense, so understanding deductibles, coinsurance, prescription drug coverage, and your additional coverage options is important. For an easy introduction to the program, visit our Medicare Basics page to learn more about how Medicare coverage works.
Depending on your needs, you may also want to learn about Medicare Advantage plans, Medicare Part D prescription drug coverage, and Medicare Supplement insurance (Medigap). Your available options, premiums, networks, prescriptions, and out-of-pocket costs can vary, so comparing coverage before making a decision can help you avoid surprises later. Turning 65, new to Medicare, or have questions about your current coverage? Call Shields & Associates at 402-545-8954 or complete our Free Insurance Quote form for help understanding your Medicare options.