Confused about ObamaCare? You’re not alone. ObamaCare, officially known as the Affordable Care Act (ACA), helps individuals and families shop for health coverage through the Health Insurance Marketplace. Depending on household income, family size, location, and other eligibility requirements, you may qualify for premium tax credits that reduce your monthly insurance premium—and some eligible consumers may have access to $0 monthly premium ACA plans. If you want to understand the basics first, visit our ACA Health Insurance Made Simple page for an easy-to-understand explanation of Marketplace coverage and financial assistance.
When comparing ACA Marketplace health insurance, don’t look at the monthly premium alone. Review the deductible, copays, maximum out-of-pocket costs, prescription coverage, and whether your doctors and hospitals participate in the plan’s network. The right coverage depends on your individual needs and eligibility, so getting help comparing your options can make the process much easier. Ready to see what ACA health insurance options and savings may be available to you? Call Shields & Associates at 402-545-8954 or complete our Free Insurance Quote form to get help reviewing your Marketplace options.