Medicare provides important healthcare coverage, but it doesn’t pay for everything. Original Medicare generally doesn’t cover routine dental care, routine eye exams for glasses, hearing aids, or long-term custodial care, and you may still be responsible for deductibles and coinsurance for covered services. Understanding what Medicare doesn’t cover can help you prepare for potential out-of-pocket expenses. If you’re still learning the basics, explore our guides to Medicare Part A coverage, Medicare Part B coverage, Medicare Part D prescription drug coverage, and Medicare Advantage plans to better understand how the different parts of Medicare work.
Knowing your potential Medicare coverage gaps before you need care can help you make more informed decisions about your coverage. Depending on your situation, options such as a Medicare Supplement (Medigap) plan, Medicare Advantage plan, Part D plan, or other supplemental coverage may help with certain costs or benefits not provided by Original Medicare. If you have questions or would like help reviewing your Medicare coverage options, call Shields & Associates Insurance Agency at 402-545-8954 to speak with a licensed insurance agent.