What Is ACA Insurance? Explained in 20 Seconds!

What is ACA insurance? ACA insurance is health coverage that meets the requirements of the Affordable Care Act (ACA), commonly known as ObamaCare. Individuals and families can shop for ACA Marketplace health insurance through the Health Insurance Marketplace, where eligible households may qualify for premium tax credits that reduce the cost of their monthly premiums. ACA-compliant plans include essential health benefits and protections for people with pre-existing conditions. If you’re new to Marketplace coverage, visit our ACA Health Insurance Made Simple page to learn more about how coverage, financial assistance, and enrollment work.

Finding the right Affordable Care Act health insurance involves more than looking at the monthly premium. It’s important to compare deductibles, copays, prescription coverage, provider networks, and maximum out-of-pocket costs. Some eligible consumers may even have access to $0 monthly premium ACA plans, although deductibles, copays, coinsurance, and other healthcare costs may still apply. Ready to see what coverage and savings may be available to you? Call Shields & Associates at 402-545-8954 or complete our Free Insurance Quote form to get help reviewing your ACA Marketplace health insurance options.